Home Buyers Road Map

Participate in a class or online study, which provide Certificates of Completion. Take our quiz to find out how prepared you are for the home buying process here.

Determine a budget, meet with your lender for a free consultation, review your credit, discuss loan options, and obtain a pre-approval certificate.

An agent can represent your interests in the home buying process, narrow your search, and guide you through the paperwork. Check out our tips for finding a realtor here!

Determine your wants versus needs, and find a home that fits your budget.

An offer is a legally binding contract, so understand all of the terms and conditions.

Avoid costly, unforeseen repairs in the future by ensuring all the mechanicals are in good working order. Learn more about meeting with a home inspector here.

Your lender will order an appraisal to confirm the value of the home. Also, if you are eligible for DPA, your lender will obtain these approvals on your behalf. The commitment letter will remove the financing contingency in your offer to purchase.

It’s time to review your final loan commitment, arrange home-owner’s insurance, and start packing.